A basic savings account where you always have access to your money.
  • $100.00 to open
  • $100.00 minimum balance
  • $2.00 monthly fee if the balance falls below minimum
  • Earns interest
  • One withdrawal per month, $1 per withdrawal after.
  • Service charge applies if balance falls below minimum balance at any time during the month.
  • If the account is closed before the interest is credited, accrued interest will not be received.

Christmas Club
Be prepared for the holidays this year by setting money aside year-round.

  • $5 to open
  • Balance is distributed into your assigned checking account in early November.


Plan ahead and save for your dream vacation!
  • $25 to open
  • Earns interest
  • E-statement
  • Internet banking
  • Automatic deposit is set up from an assigned account.
  • No withdrawals until the payout date decided by the customer at opening.
  • Funds automatically transferred to the assigned account on payout date.
  • If the account is closed before interest is credited, accrued interest will be lost.

Health Savings Account
A Health Savings Account (HSA) is a convenient, tax-free way to save and pay for uncovered medical expenses.

Anyone with a high-deductible healthcare plan or a plan that excludes certain types of care can use an HSA to ensure they have easily-accessible funds to pay for out-of-pocket and unexpected medical expenses. Individual and family accounts are available at Lakeside, and our HSAs are structured like traditional interest-earning checking accounts.

Lakeside's Health Savings Account Features Include:

  • Checks
  • Debit Card and access to our National ATM Program
  • Online Banking and Bill Pay
  • Direct Deposit
  • Automatic Transfer Service from Checking
  • Contributions to HSAs accrue and roll over annually
  • Contributions are tax-deductible
  • Interest earned is tax-free
  • Distributions for qualified medical expenses are tax free



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